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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$2,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Professional Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$2,000
|
|
5% Compound Inflation
|
Not Included
|
|
Professional Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$5.80
$5.80
$5.80
$5.80
$5.80
$5.80
$5.80
$5.80
$5.80
$5.80
$5.80
$5.80
$5.80
$5.80
$5.80
$6.20
$6.20
$6.80
$6.80
$7.20
$7.40
$7.80
$8.40
$8.80
$9.00
$9.40
$9.80
$10.60
$11.00
$11.80
$12.60
$13.40
$14.20
$15.20
$16.60
$17.80
$18.80
$20.40
$22.00
$24.20
$26.20
$28.60
$31.40
$34.60
$39.00
$43.00
$48.00
$55.80
$62.20
$69.60
$77.40
$86.20
$96.20
$107.40
$119.40
$133.20
$147.80
$178.80
$197.20
$217.00
$238.80
$262.80
$289.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Professional Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$17.40
$17.40
$17.40
$17.40
$17.40
$17.40
$17.40
$17.40
$17.40
$17.40
$17.40
$17.40
$17.40
$17.40
$17.40
$18.60
$18.60
$20.40
$20.40
$21.60
$22.20
$23.40
$25.20
$26.40
$27.00
$28.20
$29.40
$31.80
$33.00
$35.40
$37.80
$40.20
$42.60
$45.60
$49.80
$53.40
$56.40
$61.20
$66.00
$72.60
$78.60
$85.80
$94.20
$103.80
$117.00
$129.00
$144.00
$167.40
$186.60
$208.80
$232.20
$258.60
$288.60
$322.20
$358.20
$399.60
$443.40
$536.40
$591.60
$651.00
$716.40
$788.40
$869.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Professional Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$23.40
$23.40
$25.20
$25.20
$26.40
$27.00
$28.20
$29.40
$31.20
$31.80
$33.00
$35.40
$36.60
$39.00
$40.80
$43.80
$45.60
$49.80
$51.60
$55.20
$59.40
$64.20
$68.40
$73.20
$78.60
$85.20
$92.40
$100.80
$109.20
$119.40
$132.60
$147.60
$163.80
$182.40
$211.20
$235.20
$262.80
$291.60
$323.40
$360.00
$402.00
$447.00
$495.00
$549.60
$663.00
$730.80
$804.00
$883.80
$970.80
$1,068.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov